Confused by all the loan options? We’ve got you. Here’s the quick guide:

• Conventional – Solid credit.  Down payments as low as 3%.
• FHA – More flexibility on credit and down payment.
• VA – Veterans: zero down, no PMI. Thank you for your service!
• USDA – Rural homes? 0% down if you qualify.
• ARM – Adjustable rates: save short-term, risk long-term.
• Non-Conforming / Jumbo – For higher-priced homes that exceed conventional limits.

Not sure which one’s right for you? That’s what we do. We’ll help you find the loan that fits your life, budget, and goals.